I own a small business in West Valley. Like many small businesses, the recession has forced us to tighten our belts due to the reduced level of business. We have worked hard to control our costs and hold down our prices in order to remain competitive.

I was horrified to learn that the annual renewal premiums for my company's health insurance plan for 2009 have shot up 19 percent. This increase follows significant increases in the past two years and comes at exactly the worst time. It appears that the lion's share of increased insurance costs are in administration and overhead expenses.

Read complete letter at sltrib.com.